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Today's Rates

Conventional
30 Year Fixed Rate
 Rate  APR  
 7.125%  7.238%  
15 Year Fixed Rate
 Rate  APR  
 6.875%  7.055%  
First Time Homebuyer - NIFA/USDA
NIFA Rural Development (First Time Homebuyer Only)
 Rate  APR  
 6.125%  6.637%  

Personalized Quote

Samantha Johnson

Mortgage Loan Officer

NMLS #: 2323380
Office: 4027722151
Fax: 4027725501
302 N Clay
P.O. Box 566
Harvard, NE 68944
8:00am-4:00pm Mon-Fri
Samantha is a native of Hastings, Nebraska and a graduate of Bellevue University.  Prior to joining Cornerstone Bank, she was involved in the insurance and real estate business.  Samantha and her husband, Steve, have two daughters and live in Clay Center.

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

1. Click Apply Now and complete the application.

2. When you have completed the application, click submit and your information will be reviewed.

3. A Cornerstone Bank Loan Officer will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 4027722151.

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  • Mortgage Calculators

    Mortgage Calculators

    Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

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